Mortgage interest rates for personal housing provident fund loans
Shanghai Housing Provident Fund Center|
July 04, 2024
| Duration of loan | First-home buyer | Second-home buyer |
| 1-5 years | 2.35% | 2.775% |
| 6-30 years | 2.85% | 3.325% |
*These interest rates are applied to personal housing provident fund loans issued after May 18, 2024.