Things you may need to do while buying a house

If you plan to live in Shanghai for a long time, you may begin to consider buying a house.

How much should I contribute to the housing provident fund?

If you work in Shanghai, don't forget to ask your company to set up and contribute to your housing provident fund. It's very important if you want to buy a house in the city. Here is an illustration to show you how much you should contribute to your housing provident fund. 

How does an employer open a personal housing provident fund account?

If you hold a Foreign Permanent Resident ID Card, your employer can open a personal housing provident fund account online for you. This fund is a long-term savings plan created for individuals for buying (or renting) a house. The personal account will be contributed by monthly deposits by both employers and employees.

Monthly contributions to housing provident fund in Shanghai

Mortgage interest rates through personal housing provident fund

Measures of Shanghai Municipality on the Administration of Housing Provident Fund Contributions

These measures regulate the contributions to the Housing Provident Fund in Shanghai, detailing the responsibilities of employers and employees in ensuring proper contributions.

Notice of Shanghai Municipality on Adjustment of Housing Provident Fund Contribution Base and Rates as Well as Upper and Lower Limits of Monthly Contributions for Fiscal Year 2023

This notice announces the adjustments to the base, rates, and limits of Housing Provident Fund contributions for the fiscal year 2023 in Shanghai, providing updated guidelines for employers and employees.

Notice of Shanghai Municipality on Certain Issues Concerning Individual Housing Provident Fund Loans for Employees Working in Shanghai Who are Expatriates and Have Obtained Permanent (Long-Term) Right of Residence Abroad

This notice addresses specific regulations and guidelines related to the eligibility and application process for housing provident fund loans for expatriates working in Shanghai who hold permanent or long-term residency abroad.