If you plan to leave China before reaching the retirement age – 60 for men and 55 for women - your personal social insurance account will be retained, and if you return to work in China in the future, the years of contribution will be cumulatively calculated. You can also choose to terminate your social insurance account and withdraw the balance in a lump sum.

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In China, generally the retirement age is 60 years old for men, 55 for female office workers and 50 for female blue-collar workers.

For those who fall under Category B (Professional Talents), the retirement age is 60 – however, the age limit can be loosened for those that meet special requirements or conditions. There is no age limit for Category A employees (High-level Talents).

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After foreign nationals enroll in Shanghai's social insurance, men who have reached the age of 60 and women who have reached the age of 55 and have met the minimum payment period of over 15 consecutive years are eligible to apply to receive basic pension.

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